Who is BIF ?

Baptist Investments & Finance Ltd provides a Charitable Investment Scheme for the raising of capital by offering Debenture Products which are available to any person, Church or organisation to support and expand Baptist denominational ministry throughout Australia.

Loans are made available to Churches to purchase property & manses, upgrade & repair buildings and to develop ministries including schools, aged care and community services. Personal loans are also provided to Accredited Baptist Ministers for a ministry purpose.

Funds not immediately required for loans are placed in investments as set out in our Product Information Statement - Offer Document and utilise our online services as set out in our Product Disclosure Statement (PDS).

Investment Statement:

• Investors should be aware that this charitable investment scheme is not subject to the normal requirements under the Corporations Act to have a disclosure document and be registered or have a trust deed; and

• The charitable investment scheme has not been examined or approved by the Australian Securities & Investments Commission; and

• The charitable investment scheme and/or Baptist Investments & Finance Ltd is/are not prudentially supervised by the Australian Prudential Regulation Authority; and

• Contributions to the Fund do not obtain the benefit of the depositor protection provisions of the Banking Act 1959; and

• The investment is designed for investors who wish to promote the charitable purposes of BIF and for whom the considerations of profit are not of primary relevance in the investment decision.

How does BIF use its Surpluses?

BIF provides grants to the Baptist Unions in NSW, VIC, TAS, SA & WA to support a range of Baptist ministry projects.

If you'd like more information then please request a brochure or give your State Office a call on 1300 650 542 (local call cost).